Can your car insurance claim be rejected because you are a bad driver?
How does the quality of your driving affect your car insurance claim? On the roads it often becomes apparent that we are not equal – perhaps so when reflecting on Human Rights – but not so when it comes to driving ability!!
Fortunately for many vehicle owners the car insurers do not drive with them before issuing a car insurance policy. All that the car insurers have available to them is information as to driving experience, previous accident record and insight with regards to traffic violations. Muc
Cheapest Building Contents Insurance
Contents Insurance Basics
Contents insurance protects the items that are stored within a home or business. A person who owns a dwelling will likely be required to buy building insurance to protect the structure itself against various perils -including damage caused by fire- if there is a mortgage on the property. Tenants do not buy building insurance since they do not own the structure.
Contents insurance protects all the items in the home, apartment or building that do not form part of the building structure itself.
2009 Crash Report confirms threat of young drivers to Road Safety
We have written quite a bit on the Car Insurance Blog about the risks that young drivers pose to road safety and , perhaps more importantly – how these younger drivers struggle to find affordable car insurance!
The younger male drivers are perceived to be the greatest risks to road accidents and car insurance claims, hence the more expensive car insurance premiums they have to pay!
It is however often difficult to find factual evidence of these risks. This is why the 2009 RTMC Crash Report makes such interesting reading. T
Measuring my cats’ body mass index – the FBMI
A couple of weeks ago, I came across an article by Dr J (though twitter) on the Feline Body Mass Index. It’s the same concept as the human BMI measurement where you look at a person’s weight and height and work out the percentage of body mass made up of fat.
Being the math geek in me, the article had a formula for calculating a cat’s body mass index so I thought I’d give it a whirl for my two 1 year old indoor cats, Rocket and Rosie (who will forever be known as The Kittens in our household).
Here’s your cat’s FBMI calculation:
While your cat is in a standing position, with the legs perpendicular to the ground and the head upright (good luck with that!):
- Measure the circumference of your cat’s rib cage. (The leve
Volunteering Abroad on Your Honeymoon? Come Prepared With Visitors Insurance
A recent article put out by CNN suggests that a trend amongst newly married couples is to spend their honeymoon on volunteering missions. This noble act falls in line with what seems to be a renewed interest in a spirit of community service and a willingness to help those who need it most. If you are considering spending your honeymoon this way, be sure to protect yourself with visitors insurance.
As a rule of thumb, any trip abroad should involved buying an international insurance policy as part of the planning process. But this idea is especially true when the international trip in question is for volunteering purposes.
Why is this the case? There are two reasons.