Tip of the Day: Purchase Life Insurance While You are Young and Healthy
Life insurance is for the other people, right? Let those with the gray hairs and the anxiety about their pension plans fill in the life insurance application forms. You are in your prime, and have better things to do. Wrong. Smart people get the ball rolling on insurance plans early. When you are young, fit, energetic, and in good health you attract the lowest premiums and most rewarding deals on life insurance.
Life insurance might seem like a daunting rite of passage into maturity, but it’s really a keystone of adult life. It’s about taking out sensible protection to make sure your family isn’t faced with unforeseen expenses, a threat to a child’s future college fund, or even the loss of a home.
Marsh UK & Ireland boss Martin South exits role
South appointed chief executive of Marsh Europe and will continue as UK & Ireland boss until successor appointed
Marsh UK chief executive Martin South will leave his role to become chief executive of Marsh Europe.
South will continue as chief executive of Marsh UK & Ireland until a replacement is found. South will continue to remain responsible for Turkey and India in his new role as head of Marsh Europe.
He will report to David Batchelor, president of Marsh’s International Division.
“Under Martin South’s leadership over the past five years, Marsh’s UK operations have shown substantial progress and growth,” Batchelor said. “I know h
New research reveals legacy of lead from old inner city roads a major source of airborne contamination
An international research study published last week in the journal Atmospheric Environment has found that re-suspended roadside soil dust is a major source of atmospheric lead in old inner city areas.
The study was conducted by Macquarie University PhD student Mark Laidlaw with Professor Mark Taylor of the University’s Department of Environment and Geography, Professor Sammy Zahran of Colorado State University, Professor Howard Mielke of Tulane University and Professor Gabrielle Filippelli of Indiana University.
Roadside soils in older inner-city areas became highly contaminated when lead was used in petrol between about 1923 and 1995 in the US and 1932 and 2002 in Australia, the researchers said. <
Insurance may not cover wild weather damage
Direct Line reported its busiest day for five years while Co-operative Insurance said it had more claims on Tuesday, around 600, than it normally gets in the whole of January.
Carmel McCarthy at More Than said: “Some policies may not cover damage to gates, fences or contents in the open such as garden ornaments so it is important to check to see what cover you have in place.”
Most insurers, for instance, will pay for damage to your home caused by falling trees, branches,aerials or satellite dishes.
But they won’t pay out for broken aerials or dishes or, for that matter, any hedges, gates or fences.
Asia Yasir of Esure advised: “Although home cover usually provides liability if a fence blew into someone, it won’t cover storm damage to gates and fences.
Michigan Consumers to Receive $89 Million in Medical Loss Ratio Rebates
Health insurers in Michigan were ordered to pay policyholders as much $89 million in medical loss ratio rebates following a ruling, federal health regulators announced on Monday. This ruling comes less than one month after the federal government announced that the health insurance industry could owe millions of consumers rebates thanks to health care reforms medical loss ratio.
Health Insurance Premiums Given Dollar Guidelines
After the Senate decided in 2009 that health insurance premiums were not being applied to medical claims appropriately, the government decided companies must follow specific guidelines of distribution as determined by the medical loss ratio.
The ratio requires companies to set aside 85 percent of health insurance premium dollars for large-group plans and 80 percent of dollars for individual and small-group plans to ensure consumers medical treatments are be covered. If th
American Family Life Insurance: Jingle Dreams
American Family Life Insurance is sponsoring an exciting and inspirational contest through the Jingle Dreams contest. By sharing a big dream for 2012 on the Jingle Dreams website, you could win a weekend of inspiration and fun in Indianapolis including tickets to the Biggest Game on Earth, the Super Bowl Gospel Celebration and more.
Its simple to enter this contest. You just have to dream big and tell American Family Insurance your dream in a special way whether its through video, song, dance or acting. You can upload the video on their website to share with the entire community. The more votes you obtain the better your chances are of winning. Th
Find Your Home Insurance Value
As times change, reevaluate the insurance value of your home and possessions.
In many ways, life is a series of decisions. You may not need to make decisions about your homeowners (or renters) insurance every day, but it is something you should rethink every so often.
Your insurance needs change if the value of your home or possessions changes, which can be influenced by many factors. Here are some factors to discuss with your agent, or that might trigger the need for a meeting.
- You’ve made improvements to your home. Adding a new kitchen or roof adds to the value of your home. It also increases the cost to rebuild your home if it’s ever damaged. You